Appreciation Financial

Appreciation Financial is a full-service financial powerhouse that operates in more than 50 cities across the US and has nearly 1,000 financial professionals. Founded in 2009, CEO Terry Kennedy started the company after seeing teachers fall victim to bad financial advice. Since then the company has grown to become the national leader in retirement and financial planning for public employees.

Focused on providing solutions for all areas of your life, including insurance and retirement planning, the birth of Appreciation Financial happened in a classroom. Kennedy saw the 403 market as underserved and deserving of help. The volatility of public retirement systems, constant union v. school district battles that often impact teacher retirements, create a niche market in need of a professional salesforce to educate the educators and help them retire with dignity.