PayJunction Enhances Solutions to Boost Productivity and Lower Costs for SME Businesses

PayJunction is a leader in payment processing solutions, known for delivering innovative, secure, and efficient tools that help businesses optimize payment acceptance. With a data-driven approach, the company continuously analyzes market trends, user data, and customer feedback to drive enhancements. This strategy, supported by bi-weekly release cycles, ensures that PayJunction remains at the forefront of the industry.

In 2024, PayJunction focused on adding key features to its gateway and processing platform, particularly targeting small and medium-sized enterprises (SMEs) to streamline payment acceptance, improve business operations, and reduce costs. Among the notable features is the No-code Payments Integration®, a browser extension that instantly activates payment features within any cloud-based software. This solution eliminates the need for costly custom integrations, allowing businesses to use integrated payment features without altering their existing CRM, ERP, or POS systems. It supports in-person payments, telephone orders, recurring payments, refunds, and more.

Another valuable addition is the Surcharging feature, which helps businesses offset credit card processing costs by charging credit card users a small fee of up to 3%. This enables merchants to reduce expenses while keeping their product and service prices stable. Customers can avoid the fee by opting for debit cards, cash, checks, or ACH payments. The Text to Pay feature further enhances payment processes by allowing businesses to send secure payment links via SMS, enabling customers to easily pay invoices on their mobile devices, speeding up collections, improving cash flow, and reducing keying errors on phone payments.

PayJunction also expanded its Integration Marketplace, adding several powerful integrations to its platform. One such addition is Zapier, which connects payment processing tasks with over 7,000 popular applications, automating workflows without the need for coding. Additionally, the integration with Twilio's Secure IVR Payments allows businesses to scale phone payment operations, leveraging AI-enabled Interactive Voice Response (IVR) features to securely process payments without increasing PCI scope or requiring additional staff involvement.